SpaceX scrubs Falcon I rocket launch

Monday, November 28, 2005

SpaceX called off the much-delayed inaugural launch of their new Falcon 1 rocket on Saturday from Kwajalein’s Omelek Island launch site. The intent was to launch the U.S. Air Force Academy’s FalconSat 2 satellite, which will monitor plasma interactions with the Earth’s upper atmosphere and magnetosphere.

The launch was delayed, then finally cancelled after an oxygen boil-off vent had accidentally been left open. The oxygen was unable to cool the helium pressurant, which then proceeded to evaporate faster than it could be replenished. A main computer issue, probably serious enough to cause a scrub on its own, was also discovered.

This long-anticipated flight was originally expected to be launched in January 2005, however a series of setbacks forced a series of delays, with the flight most recently scheduled to be in early 2006. It was intended to be launched from the Kwajalein atoll in the middle of the Pacific Ocean.

The maiden voyage was originally intended to launch from Vandenberg Air Force Base in California with a Naval Research Laboratory satellite and a Space Services Incorporated space burial payload.

Monday, October 19, 2009

A report accidentally published on the Internet provides insight into a secretive European Union surveillance project designed to monitor its citizens, as reported by Wikileaks earlier this month. Project INDECT aims to mine data from television, internet traffic, cellphone conversations, p2p file sharing and a range of other sources for crime prevention and threat prediction. The €14.68 million project began in January, 2009, and is scheduled to continue for five years under its current mandate.

INDECT produced the accidentally published report as part of their “Extraction of Information for Crime Prevention by Combining Web Derived Knowledge and Unstructured Data” project, but do not enumerate all potential applications of the search and surveillance technology. Police are discussed as a prime example of users, with Polish and British forces detailed as active project participants. INDECT is funded under the European Commission’s Seventh Framework Programme (FP7), and includes participation from Austria, Bulgaria, Czech Republic, France, Germany, Hungary, Poland, Slovakia, Spain, and the United Kingdom.

Indicated in the initial trial’s report, the scope of data collected is particularly broad; days of television news, radio, newspapers, and recorded telephone conversations are included. Several weeks of content from online sources were agglomerated, including mining Wikipedia for users’ and article subjects’ relations with others, organisations, and in-project movements.

Watermarking of published digital works such as film, audio, or other documents is discussed in the Project INDECT remit; its purpose is to integrate and track this information, its movement within the system and across the Internet. An unreleased promotional video for INDECT located on YouTube is shown to the right. The simplified example of the system in operation shows a file of documents with a visible INDECT-titled cover taken from an office and exchanged in a car park. How the police are alerted to the document theft is unclear in the video; as a “threat”, it would be the INDECT system’s job to predict it.

Throughout the video use of CCTV equipment, facial recognition, number plate reading, and aerial surveillance give friend-or-foe information with an overlaid map to authorities. The police proactively use this information to coordinate locating, pursuing, and capturing the document recipient. The file of documents is retrieved, and the recipient roughly detained.

Technology research performed as part of Project INDECT has clear use in countering industrial and international espionage, although the potential use in maintaining any security and predicting leaks is much broader. Quoted in the UK’s Daily Telegraph, Liberty’s director, Shami Chakrabarti, described a possible future implementation of INDECT as a “sinister step” with “positively chilling” repercussions Europe-wide.

“It is inevitable that the project has a sensitive dimension due to the security focussed goals of the project,” Suresh Manandhar, leader of the University of York researchers involved in the “Work Package 4” INDECT component, responded to Wikinews. “However, it is important to bear in mind that the scientific methods are much more general and has wider applications. The project will most likely have lot of commercial potential. The project has an Ethics board to oversee the project activities. As a responsible scientists [sic] it is of utmost importance to us that we conform to ethical guidelines.”

Although Wikinews attempted to contact Professor Helen Petrie of York University, the local member of Project INDECT’s Ethics board, no response was forthcoming. The professor’s area of expertise is universal access, and she has authored a variety of papers on web-accessibility for blind and disabled users. A full list of the Ethics board members is unavailable, making their suitability unassessable and distancing them from public accountability.

One potential application of Project INDECT would be implementation and enforcement of the U.K.’s “MoD Manual of Security“. The 2,389-page 2001 version passed to Wikileaks this month — commonly known as JSP-440, and marked “RESTRICTED” — goes into considerable detail on how, as a serious threat, investigative journalists should be monitored, and effectively thwarted; just the scenario the Project INDECT video could be portraying.

When approached by Wikinews about the implications of using INDECT, a representative of the U.K.’s Attorney General declined to comment on legal checks and balances such a system might require. Further U.K. enquiries were eventually referred to the Police Service of Northern Ireland, who have not yet responded.

Wikinews’ Brian McNeil contacted Eddan Katz, the International Affairs Director for the Electronic Frontier Foundation (E.F.F.). Katz last spoke to Wikinews in early 2008 on copyright, not long after taking his current position with the E.F.F. He was back in Brussels to speak to EU officials, Project INDECT was on his agenda too — having learned of it only two weeks earlier. Katz linked Project INDECT with a September report, NeoConopticon — The EU Security-Industrial Complex, authored by Ben Hayes for the Transnational Institute. The report raises serious questions about the heavy involvement of defence and IT companies in “security research”.

On the record, Katz answered a few questions for Wikinews.

((WN)) Is this illegal? Is this an invasion of privacy? Spying on citizens?

Eddan Katz When the European Parliament issued the September 5, 2001 report on the American ECHELON system they knew such an infrastructure is in violation of data protection law, undermines the values of privacy and is the first step towards a totalitarian surveillance information society.

((WN)) Who is making the decisions based on this information, about what?

E.K. What’s concerning to such a large extent is the fact that the projects seem to be agnostic to that question. These are the searching systems and those people that are working on it in these research labs do search technology anyway. […] but its inclusion in a database and its availability to law enforcement and its simultaneity of application that’s so concerning, […] because the people who built it aren’t thinking about those questions, and the social questions, and the political questions, and all this kind of stuff. [… It] seems like it’s intransparent, unaccountable.

The E.U. report Katz refers to was ratified just six days before the September 11 attacks that brought down the twin towers of the World Trade Center. In their analysis of the never-officially-recognised U.S. Echelon spy system it states, “[i]n principle, activities and measures undertaken for the purposes of state security or law enforcement do not fall within the scope of the EC Treaty.” On privacy and data-protection legislation enacted at E.U. level it comments, “[such does] not apply to ‘the processing of data/activities concerning public security, defence, state security (including the economic well-being of the state when the activities relate to state security matters) and the activities of the state in areas of criminal law'”.

Part of the remit in their analysis of Echelon was rumours of ‘commercial abuse’ of intelligence; “[i]f a Member State were to promote the use of an interception system, which was also used for industrial espionage, by allowing its own intelligence service to operate such a system or by giving foreign intelligence services access to its territory for this purpose, it would undoubtedly constitute a breach of EC law […] activities of this kind would be fundamentally at odds with the concept of a common market underpinning the EC Treaty, as it would amount to a distortion of competition”.

Ben Hayes’ NeoConoptiocon report, in a concluding section, “Following the money“, states, “[w]hat is happening in practice is that multinational corporations are using the ESRP [European Seventh Research Programme] to promote their own profit-driven agendas, while the EU is using the programme to further its own security and defence policy objectives. As suggested from the outset of this report, the kind of security described above represents a marriage of unchecked police powers and unbridled capitalism, at the expense of the democratic system.”

Sunday, December 9, 2007

NASA have today announced that the launch of Space Shuttle Atlantis, mission STS-122, which is a module delivery mission to the International Space Station (ISS), will be delayed until January 2nd, 2008 at the earliest, after scrubbing today’s launch attempt, and an earlier attempt on December 6th.

The decision to scrub the launch attempt was made at 7:24 a.m. EST by shuttle program managers. The reason behind the scrubbing is to allow shuttle engineers to spend time diagnosing and fixing the erroneous readings presented to the crew and Mission Control by the intermittent malfunctioning of a critical engine cutoff sensor (ECO). While only one of the four sensors was malfunctioning, the current launch criteria for the mission state that all four ECOs must be functioning correctly in order to launch.

At a meeting held at 9 a.m., NASA’s Mission Management Team for STS-122 decided on a postponement until January 2nd at the very earliest. Atlantis is due to deliver the European Space Agency’s (ESA) Columbus laboratory module to the ISS. Alan Thirkettle, ESA’s Space Station Program Manager, said, regarding the delay in launch: “In the big picture, it’s not a setback. [But] it is disappointing because we have 750 people over here.”

Saturday, April 4, 2009

Noam Chomsky is a professor emeritus at Massachusetts Institute of Technology in Linguistics and Philosophy. At the age of 40 he was credited with revolutionizing the field of modern linguistics. He was one of the first opponents of the Vietnam War, and is a self described Libertarian Socialist. At age 80 he continues to write books; his latest book, Hegemony or Survival, was a bestseller in non-fiction. According to the Arts and Humanities Citation Index Professor Chomsky is the eighth most cited scholar of all time.

On March 13, Professor Chomsky sat down with Michael Dranove for an interview in his MIT office in Cambridge, Massachusetts.

((Michael Dranove)) I just wanted to know if you had any thoughts on recent NATO actions and the protests coming up at the 60th NATO conference, I know you’re speaking at the counter-conference.

Could be I give so many talks I can’t remember (laughs).

On the NATO conference, well I mean the obvious question is why should NATO exist? In fact you can ask questions about why it should ever have existed, but now why should it exist. I mean the theory was, whether you believe it or not, that it would be a defensive alliance against potential Soviet aggression, that’s the basic doctrine. Well there’s no defense against Soviet aggression, so whether you believe that doctrine or not that’s gone.

When the Soviet Union collapsed there had been an agreement, a recent agreement, between Gorbachev and the U.S government and the first Bush administration. The agreement was that Gorbachev agreed to a quite remarkable concession: he agreed to let a united Germany join the NATO military alliance. Now it is remarkable in the light of history, the history of the past century, Germany alone had virtually destroyed Russia, twice, and Germany backed by a hostile military alliance, centered in the most phenomenal military power in history, that’s a real threat. Nevertheless he agreed, but there was a quid pro quo, namely that NATO should not expand to the east, so Russia would at least have a kind of security zone. And George Bush and James Baker, secretary of state, agreed that NATO would not expand one inch to the east. Gorbachev also proposed a nuclear free weapons zone in the region, but the U.S wouldn’t consider that.

Okay, so that was the basis on which then shortly after the Soviet Union collapsed. Well, Clinton came into office what did he do? Well one of the first things he did was to back down on the promise of not expanding NATO to the east. Well that’s a significant threat to the Soviet Union, to Russia now that there was no longer any Soviet Union, it was a significant threat to Russia and not surprisingly they responded by beefing up their offensive capacity, not much but some. So they rescinded their pledge not to use nuclear weapons on first strike, NATO had never rescinded it, but they had and started some remilitarization. With Bush, the aggressive militarism of the Bush administration, as predicted, induced Russia to extend further its offensive military capacity; it’s still going on right now. When Bush proposed the missile defense systems in Eastern Europe, Poland and Czechoslovakia, it was a real provocation to the Soviet Union. I mean that was discussed in U.S arms control journals, that they would have to regard as a potential threat to their strategic deterrent, meaning as a first strike weapon. And the claim was that it had to do with Iranian missiles, but forget about that.

Take say on Obama, Obama’s national security advisor James Jones former Marine commandant is on record of favoring expansion of NATO to the south and the east, further expansion of NATO, and also making it an intervention force. And the head of NATO, Hoop Scheffer, he has explained that NATO must take on responsibility for ensuring the security of pipelines and sea lanes, that is NATO must be a guarantor of energy supplies for the West. Well that’s kind of an unending war, so do we want NATO to exist, do we want there to be a Western military alliance that carries out these activities, with no pretense of defense? Well I think that’s a pretty good question; I don’t see why it should, I mean there happens to be no other military alliance remotely comparable — if there happened to be one I’d be opposed to that too. So I think the first question is, what is this all about, why should we even be debating NATO, is there any reason why it should exist?

((Michael Dranove)) We’ve seen mass strikes all around the world, in countries that we wouldn’t expect it. Do think this is a revival of the Left in the West? Or do you think it’s nothing?

It’s really hard to tell. I mean there’s certainly signs of it, and in the United States too, in fact we had a sit down strike in the United States not long ago, which is a very militant labor action. Sit down strikes which began at a significant level in the 1930’s were very threatening to management and ownership, because the sit down strike is one step before workers taking over the factory and running it and kicking out the management, and probably doing a better job. So that’s a frightening idea, and police were called in and so on. Well we just had one in the United States at the Republic Windows and Doors Factory, it’s hard to know, I mean these things are just hard to predict, they may take off, and they may take on a broader scope, they may fizzle away or be diverted.

((Michael Dranove)) Obama has said he’s going to halve the budget. Do you think it’s a little reminiscent of Clinton right before he decided to institute welfare reform, basically destroying half of welfare, do you think Obama is going to take the same course?

There’s nothing much in his budget to suggest otherwise, I mean for example, he didn’t really say much about it, about the welfare system, but he did indicate that they are going to have to reconsider Social Security. Well there’s nothing much about social security that needs reconsideration, it’s in pretty good financial shape, probably as good as it’s been in its history, it’s pretty well guaranteed for decades in advance. As long as any of the famous baby boomers are around social Security will be completely adequate. So its not for them, contrary to what’s being said. If there is a long term problem, which there probably is, there are minor adjustments that could take care of things.

So why bring up Social Security at all? If it’s an issue at all it’s a very minor one. I suspect the reason for bringing it up is, Social Security is regarded as a real threat by power centers, not because of what it does, very efficient low administrative costs, but for two reasons. One reason is that it helps the wrong people. It helps mostly poor people and disabled people and so on, so that’s kind of already wrong, even though it has a regressive tax. But I think a deeper reason is that social security is based on an idea that power centers find extremely disturbing, namely solidarity, concern for others, community, and so on.

The fundamental idea of Social Security is that we care about whether the disabled widow across town has food to eat. And that kind of idea has to be driven out of people’s heads. If people have a commitment to solidarity, mutual aid, support, and so on, that’s dangerous because that could lead to concern for other things. Like, it’s well known, for example, that markets just don’t provide lots of options, which today are crucial options. So for example, markets today permit you to buy one brand of car or another. But a market doesn’t permit you to decide “I don’t want a car, I want a public transportation system”. That’s just not a choice made available on the market. And the same is true on a wide range of other issues of social significance, like whether to help the disabled widow across town. Okay, that’s what communities decide, that’s what democracy is about, that’s what social solidarity is about and mutual aid, and building institutions by people for the benefit of people. And that threatens the system of domination and control right at the heart, so there’s a constant attack on Social Security even though the pretexts aren’t worth paying attention to.

There are other questions on the budget; the budget is called redistributive, I mean, very marginally it is so, but the way it is redistributive to the extent that it is, is by slightly increasing the tax responsibility to the extremely wealthy. Top couple of percent, and the increase is very marginal, doesn’t get anywhere near where it was during the periods of high growth rate and so on. So that’s slightly redistributive, but there are other ways to be redistributive, which are more effective, for example allowing workers to unionize. It’s well known that where workers are allowed to unionize and most of them want to, that does lead to wages, better working conditions, benefits and so on, which is redistributive and also helps turn working people into more of a political force. And instead of being atomized and separated they’re working to together in principle, not that humans function so wonderfully, but at least it’s a move in that direction. And there is a potential legislation on the table that would help unionize, the Employee Free Choice Act. Which Obama has said he’s in favor of, but there’s nothing about it in the budget, in fact there’s nothing in the budget at all as far as I can tell about improving opportunities to unionize, which is an effective redistributive goal.

And there’s a debate right now, it happens to be in this morning’s paper if Obama’s being accused by Democrats, in fact particularly by Democrats, of taking on too much. Well actually he hasn’t taken on very much, the stimulus package; I mean anybody would have tried to work that out with a little variation. And the same with the bailouts which you can like or not, but any President is going to do it. What is claimed is that he’s adding on to it health care reform, which will be very expensive, another hundreds of billions of dollars, and it’s just not the time to do that. I mean, why would health care reform be more expensive? Well it depends which options you pick. If the healthcare reforms maintain the privatized system, yeah, it’s going to be very expensive because it’s a hopelessly inefficient system, it’s very costly, its administrative costs are far greater than Medicare, the government run system. So what that means is that he’s going to maintain a system which we know is inefficient, has poor outcomes, but is a great benefit to insurance companies, financial institutions, the pharmaceutical industry and so on. So it can save money, health care reform can be a method of deficit reduction. Namely by moving to an efficient system that provides health care to everyone, but that’s hardly talked about, its advocates are on the margins and its main advocates aren’t even included in the groups that are discussing it.

And if you look through it case after case there are a lot of questions like that. I mean, take unionization again, this isn’t in the budget but take an example. Obama, a couple of weeks ago, wanted to make a gesture to show his solidarity with the labor movement, which workers, well that’s different (chuckles) with the workers not the labor movement. And he went to go visit an industrial plant in Illinois, the plant was owned by Caterpillar. There was some protest over that, by human rights groups, church groups, and others because of Caterpillar’s really brutal role in destroying what’s left of Palestine. These were real weapons of mass destruction, so there were protests but he went anyway. However, there was a much deeper issue which hasn’t even been raised, which is a comment on our deep ideological indoctrination. I mean Caterpillar was the first industrial organization to resort to scabs, strikebreakers, to break a major strike. This was in the 1980’s, Reagan had already opened the doors with the air controllers, but this is the first in the manufacturing industry to do it. That hadn’t been done in generations. In fact, it was illegal in every industrial country except apartheid South Africa. But that was Caterpillar’s achievement helping to destroy a union by calling in scabs, and if you call in scabs forget about strikes, in other words, or any other labor action. Well that’s the plant Obama went to visit. It’s possible he didn’t know, because the level of indoctrination in our society is so profound that most people wouldn’t even know that. Still I think that it’s instructive, if you’re interested in doing something redistributive, you don’t go to a plant that made labor history by breaking the principle that you can’t break strikes with scabs.

((Michael Dranove)) I live out in Georgia, and a lot of people there are ultra-right wing Ron Paul Libertarians. They’re extremely cynical. Is there any way for people on the left to reach out to them?

I think what you have to do is ask, what makes them Ron Paul Libertarians? I don’t happen to think that makes a lot of sense, but nevertheless underlying it are feelings that do make sense. I mean the feeling for example that the government is our enemy. It’s a very widespread feeling, in fact, that’s been induced by propaganda as well.

So pretty soon it will be April 15th, and the people in your neighborhood are going to have to send in their income taxes. The way they’re going to look at it, and the way they’ve been trained to look at it is that there is some alien force, like maybe from Mars, that is stealing our hard earned money from us and giving it to the government. Okay, well, that would be true in a totalitarian state, but if you had a democratic society you’d look at it the other way around You’d say “great, it’s April 15th, we’re all going to contribute to implement the plans that we jointly decided on for the benefit of all of us.” But that idea is even more frightening than Social Security. It means that we would have a functioning democracy, and no center of concentrated power is ever going to want that, for perfectly obvious reasons. So yes there are efforts, and pretty successful efforts to get people to fear the government as their enemy, not to regard it as the collective population acting in terms of common goals that we’ve decided on which would be what have to happen in a democracy. And is to an extent what does happen in functioning democracies, like Bolivia, the poorest country in South America. It’s kind of what’s happening there more or less. But that’s very remote from what’s happening here.

Well I think Ron Paul supporters can be appealed to on these grounds, they’re also against military intervention, and we can ask “okay, why?” Is it just for their own security, do they want to be richer or something? I doubt it, I think people are concerned because they think we destroyed Iraq and so on. So I think that there are lots of common grounds that can be explored, even if the outcomes, at the moment, look very different. They look different because they’re framed within fixed doctrines. But those doctrines are not graven in stone. They can be undermined.

• Additional comments

• On the elite’s view of the poor

• On Fromm‘s alienation of man

Thursday, January 25, 2007

Studies done on germs and bacteria performed by researchers at the University of Florida show that a dirty kitchen sponge can be cleaned and “sterilized” by microwaving it for 2 minutes, but researchers warn to wet the sponge first.

“People often put their sponges and scrubbers in the dishwasher, but if they really want to decontaminate them and not just clean them, they should use the microwave,” said the professor who was in charge of the study that discovered the results, Gabriel Bitton.

“Basically what we find is that we could knock out most bacteria in two minutes. The microwave is a very powerful and an inexpensive tool for sterilization,” added Bitton.

The sponges that researchers studied, were placed in “raw wastewater” and then put into a microwave to be “zapped,” according to Bitton. The wastewater was a “witch’s brew of fecal bacteria, viruses, protozoan parasites and bacterial spores, including Bacillus cereus spores,” said Bitton.

Researchers say that at least 99% of the bacteria, viruses, spores and parasites in kitchen spongees can be destroyed or “inactivated” by simply microwaving the wet sponge, on the highest power, for two minutes.

Friday, April 6, 2007

U.S. Defence Secretary Robert Gates warned that limiting funding for the United States efforts in Iraq could lead to more bloodshed in the Middle Eastern country. In an interview with radio talk show host Laura Ingraham, he said it might even lead to ethnic cleansing in Bahgdad and elsewhere in Iraq.

Gates’ comment followed a proposal from Senate Majority Leader Harry Reid to end most spending on the Iraq war in 2008, limiting it to targeted operations against al Qaeda, training for Iraqi troops and U.S. force protection.

Sec. Gates also said that the duration of the troop increase is not clear and that evaluating whether the Administration’s new strategy was working will have to wait till mid-summer. The Army general charged with day-to-day operations has suggested that the increased deployment may extend to early next year.

Sunday, May 22, 2005

“Communism was much better,” said Tsahiriin Daariimaa Saturday on the eve of Mongolia‘s presidential elections. Polls predict that many Mongolians plan to vote for their former communist rulers — the Mongolian People’s Revolutionary Party (MPRP).

Under communism, “everyone worked for the collective farm,” Daariimaa said. None of her children has a steady job these days.

Myatav Choijav is a Mongolian who shares that view; “Now, some people are very rich and some are very poor. In the old times, the government took better care of us ordinary people,” Choijav said. “Now, the government is very far away from us, especially if you live in the countryside and take care of sheep. Everyone was equal under communist rule,” Choijav said.

Tseveenjav, a 70-year-old sheep herder, agrees: “I will support the MPRP. They always do the right thing.”

Tseveenjav wears the traditional Mongolian thick boots and hat while sitting upon his horse with a dead marmot hung from his saddle. Falcon and Tiger, his sheepdogs, help him keep watch over 500 sheep.

Sambuu Ganbaator, a member of the Democratic Party, has a different opinion from most of his neighbors.

“Too many people forget what the MPRP did to Mongolia,” he said. “They kept Mongolia under a brutal dictatorship. You weren’t allowed to speak your mind.” Now, he said, “you can say anything you want to say and do what you want to live a happy life.”

The MPRP’s candidate, Nambariin Enkbayar, leads the polls and the ex-communist party has said that it is now committed to democracy.

Tuesday, October 1, 2013

A review this week by Wikinews of US Consumer Financial Protection Bureau (CFPB) complaints about student loans in the United States shows Sallie Mae leads all lending institutions in complaints. Of the 4,851 complaints dating back to March 2012 when the CFPB first began collecting student loan data, 2,262 or 46.6% of all complaints were about the lender. US Federal Reserve data from 2010/2011 shows Sallie Mae is the nation’s largest student loan lender, responsible for 25% of the market

The other major lenders in this space include Wells Fargo, JP Morgan Chase, PNC, and Discover. In complaints, AES/PHEAA came in second with 546, or 11.3% of all complaints. Wells Fargo, Citibank and JPMorgan Chase each had between 5% and 7.5% of all complaints, totaling 918 complaints between them. 78 other lending institutions round out the list of organizations with complaints filed against them for student loans.

Few of the complaints originate from people with problems with federal student loans. Less than 1%, 35 total, are for these types of loans, with Sallie Mae accounting for the bulk of complaints with 17 total. 14 other lending institutions have 3 or fewer complaints. For non-federal student loans, Sallie Mae is still the leader for complaints, with 2245 or 46.6% of all non-federal student loan complaints.

The Consumer Financial Protection Bureau sorts complaints into three issues: Problems when you are unable to pay, Repaying your loan, and Getting a loan. None of the federal loans had complaints about getting a loan. For non-federal loans, 65.5% of the 4,816 complaints related to loan repayment. Sallie Mae led in total complaints in this category with 1467. They were followed by AES/PHEAA with 356, Wells Fargo with 231, Citibank with 201, Discover with 158, JPMorgan Chase with 154, ACS Education Services with 143, and KeyBank NA with 116. CFPB says loan repayment issues include a basket of claim types including “fees, billing, deferment, forbearance, fraud, and credit reporting.” Problems when you are unable pay accounts for 30.8% of the complaints. Sallie Mae had 698 complaints. They were followed by AES/PHEAA with 181, JPMorgan Chase with 106, Wells Fargo with 104, Citibank with 70, and KeyBank NA with 58. Many of the complaints are, according to the CFPB, because borrowers have difficulty getting deferrments on loan repayment as a result of being unable to find employment.

The total complaints against Sallie Mae for September of this year is 2 fewer than the same time last year. The company’s performance this year compared to last year has been mixed. March and June numbers were down over 150 complaints from the same month a year before. April, May, July and August all saw increases of 17–43. Of the top six lenders by volume of complaints, only AES/PHEAA and Citibank saw drops every month between March and September from the total volume in the previous year. Wells Fargo had a gain of 1 in August and 6 in May from the previous year. JPMorgan Chase had a difference of 0 from the same month last year for April, 3 more this year for May, and 4 more for August. Discover saw an increase every month from the same period last year except for September. When the total complaints differences from year to year for March to September are counted, this year has 571 fewer complaints against the top six lenders.

Most, 1470, of the complaints against Sallie Mae were closed with explanations. 10.2% were closed with monetary relief. 7.7% were closed with non-monetary relief. 2.1% were closed with relief and 12.1% were closed without relief. AES/PHEAA’s complaint closure picture was much different. 40.1% of AES/PHEAA’s 546 complaints were closed with non-monetary relief, 35.3% were closed with explanations and 21.2% were closed without relief. Of the eight lending institutions with 100 or more complaints filed against them, Discover was the institution most likely to result in a closure with monetary relief with 12.9% of all their closures ending this way. Citibank was the institution with the highest percentage of closures ending with no relief at 26.0%.

Complaints over student loan lenders were geographically distributed, coming from 3,447 different zip codes. The largest cluster of complaints is for 20001, a Washington D.C. zip code with 10 complaints originating from there. 07950, the zip code for Morris Plains, New Jersey, and 37013, the zip code for Antioch, Tennessee, each had 8 complaints originating from them. Zip codes for Patchogue, New York; Philadelphia, Pennsylvania; Washington D.C.; and Arlington, Virginia each had 7 complaints originating from them. By volume of complaints by state, New York led with 497, with California second with 467, Pennsylvania third with 303, Florida fourth with 288 and Ohio fifth with 219 complaints. US Territories largely occupied the bottom spots. The Northern Marianas Islands, with a population of around 50,000, had 1 complaint. The U.S. Armed Forces – Pacific had 3. North Dakota and U.S. Armed Forces – Europe had 5 complaints each. South Dakota had 7. Wyoming had 8. Puerto Rico and Alaska had 9 each. Rounding out the bottom five states by volume of complaints, Mississippi had 11.

With the possibility of a United States government federal shutdown looming on October 1, student loans may be impacted because of potential for an automatic increase in interest rates.

Friday, March 27, 2015

The Supreme Court of the United Kingdom have concluded yesterday that the government must release a series of 27 letters sent by Prince Charles to government ministers and that attempts to prevent their publication under the Freedom of Information Act 2000 have been unlawful.

The letters were sent to ministers of the previous Labour government in the years of 2004 and 2005 and contain advocacy that has been described as “particularly frank”. The Guardian newspaper have been attempting to have these letters released using freedom of information legislation for ten years.

In 2012, the Attorney General Dominic Grieve blocked the publication of the letters despite a ruling from the information tribunal that the release of the letters is in the public interest. Grieve’s statement at the time argued Prince Charles’ correspondence was “of very considerable practical benefit” to his “preparations for kingship” as “such correspondence and dialogue will assist him in fulfilling his duties”. Grieve went on to argue correspondence of this nature “must be under conditions of confidentiality” otherwise both the Prince and government ministers “will feel seriously inhibited from exchanging views candidly and frankly”. The statement from Grieve asserts “The Prince of Wales is party-political neutral” and “it is highly important that he is not considered by the public to favour one political party or another”, but that if the letters were released there would be the risk he would be “viewed by others as disagreeing with government policy” and “such perception would be seriously damaging to his role as future Monarch, because if he forfeits his position of political neutrality as heir to the Throne, he cannot easily recover it when he is King.”

Lord Neuberger, in giving the majority decision of the court, stated the Attorney General could not veto the release “merely because he, a member of the executive, considering the same facts and arguments, takes a different view from that taken by the tribunal or court”. Neuberger said the legislation’s veto power did not go so far as to “enable a member of the executive to over-ride a judicial decision” and that the Attorney General “proceeded on the basis of findings which differed radically from those made by the upper tribunal without real or adequate explanation.”

Appeal judges had subsequently ruled this veto on the part of the Attorney General to be unlawful, and the further appeal by the government to the Supreme Court has been unsuccessful. The government is required to release the documents within 30 days, although it is possible some of the contents may be redacted.

A spokeswoman for the Prince of Wales stated the ruling is “a matter for the Government” but that the Prince is “disappointed the principle of privacy has not been upheld.”

Prime Minister David Cameron said the decision was “disappointing”: “This is about the principle that senior members of the Royal Family are able to express their views to government confidentially. I think most people would agree this is fair enough.”

A spokeswoman for Cameron elaborated: “The prime minister has been very clear this morning it is a deeply disappointing judgment. He doesn’t agree with it. He thinks what’s at stake here is an important principle about the ability of senior members of the royal family to express their views to government confidentially. He thinks that’s a principle that we should uphold. So while we have taken steps in this parliament to strengthen the ability to do that through the FOI act, if there needs to be more done to make that clear, then the prime minister is clear those steps should happen in the next parliament.”

The legislation was already amended in 2010 to make it so that correspondence and other matters related to the Royal family are exempt from further freedom of information requests. Graham Smith, from Republic, which campaigns for an elected head of state, argues there needs to be greater transparency over the Royal Family’s affairs: “The court has defended democratic principles over the interests of the royal family and that needs to be enshrined in law. David Cameron’s response is worrying because he says he wants to tighten up the veto.”

The Labour MP Paul Flynn raised the possibility the ruling might have consequences for Charles’ suitability to be King: “If there are serious questions about the suitability of Prince Charles as a monarch there could be a question in the public mind about whether to skip a generation. The attorney general already said the main justification for keeping the letters secret was they would hinder Charles’s ability to be a successful monarch.”

Tuesday, December 22, 2015

Yesterday, three people, all of whom had previous criminal arrests, appeared in court in Edmonton, Alberta, Canada, accused of first degree murder; they allegedly killed two Mac’s convenience store clerks during robberies at two different stores on Friday.

According to police, the victims were alone in their respective stores when the gunmen arrived. The clerks were shot dead, both within a short period of time, and the suspects left with a small amount of money. Karanpal Bhandu, one of the victims, was taken to hospital and died, while another, Ricky Cenabre, was found dead in the store’s storage room.

One 13-year-old boy briefly appeared in court yesterday, crying during the proceedings. His name cannot be disclosed. The next hearing in his case is set for January 4 next year. The boy has previously been charged with illegally carrying weapons, including nunchucks and bear spray, and robbery.

Another man accused, 27-year-old Colton Steinhauer, is supposed to appear again in court on January 11. He has allegedly violated his probation orders, and has been convicted of multiple crimes, including assault causing bodily harm.

The third man, 24-year-old Laylin Delorme, has repeatedly been convicted of crimes in recent years. For assault with a weapon he received six month prison sentences twice, once in 2010 and once in 2014, losing his right to own firearms. He has also previously been jailed for two years after being convicted of possessing drugs for trafficking. Delorme has previously posted images featuring firearms onto social media, including one captioned “ski mask on I’m coming for your ice, bare face I’m coming for your life”; Steinhauer has also posted similar posts onto his social media accounts. Delorme is also expected to appear in court on January 11.

Edmonton Police Chief Rod Knecht said the murders were “absolutely unnecessary”, “gratuitous”, and “evil.”