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When You Build Your Own House How Many Stories Should You Have?

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By Gerald Mason

If you are building your own home should you have two stories?

Some people wonder about two-story houses.

When are they advisable?

If your land is too restricted to get all the space you want on one floor, then the logical thing is to build on more than one floor, but if it isn’t necessary, why climb steps all your life? It takes valuable energy, steps take up room, and they cost money, more in proportion than almost any other part of the house.

Of course, some builders say that since the same roof and foundation will serve two stories as well as one, therefore the two-story house is cheaper.

[youtube]http://www.youtube.com/watch?v=mJoonbQz0d4[/youtube]

It isn’t necessarily so the framing has to be heavier to support the second floor, and the joists have to be larger to span the large rooms on the first floor.

It costs more to work higher up, with scaffolding and all, so there is not much, if any, economy in building two stories if one would serve your purpose better. Although, if you prefer two stories, go ahead and build that way.

The cost is about the same. Ordinarily, housekeeping is simpler and easier in a house all on one level. Great efficiency is usually found in the one-story house.

Basements

What about a basement? In sections where basements are considered a part of every complete house, the thing to do is to keep in step with the locality. In sections where basements are considered entirely unnecessary, the thing to do is to keep in stepbut in either case, if you have good reason to be different from your neighbors, why not go ahead and do as you please?

A small basement makes a good air raid shelter, and a shelter from atomic fallout that we hear so much about nowadays. In fact, it might be a good idea to build a partial basement just for this purpose. You could also find other uses for it too, as a recreation room, a den, a boy’s hobby room, etc. You will usually find use for any room that you have.

Although the latest fads do not have to be followed, a person should be careful not to make the house look as if it had been built twenty-five years ago.

The new houses are more straightforward, not having so much that is put on just for decoration. The decoration has also taken a different form; instead of fancy gables we have “used” brick, instead of “gingerbread,” “sugar frosting.”

The days of imitation are also about gone. Time was when wood siding was cut and notched to imitate stone.

(Even Washington’s home in Mount Vernon did not escape this subterfuge.) Painters used to use a background color and graining to make pine look like walnut, mahogany, or gum wood. It is now just as inexpensive to use the kind of wood you want as it is to try to make one kind of wood imitate some other kind.

It is good idea to use a mortgage calculator when you purchase land or property to save yourself money over the long term.

About the Author: How To Save On Your Mortgage:

Save Money With Mortgage Calculators

http://www.greatpublications.com/mortgagecalc.htm

Source:

isnare.com

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isnare.com/?aid=196693&ca=Real+Estate

  • 26 Feb, 2022
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Colleges offering admission to displaced New Orleans students/AL-KY

See the discussion page for instructions on adding schools to this list and for an alphabetically arranged listing of schools.

Due to the damage by Hurricane Katrina and subsequent flooding, a number of colleges and universities in the New Orleans metropolitan area will not be able to hold classes for the fall 2005 semester. It is estimated that 75,000 to 100,000 students have been displaced. [1]. In response, institutions across the United States and Canada are offering late registration for displaced students so that their academic progress is not unduly delayed. Some are offering free or reduced admission to displaced students. At some universities, especially state universities, this offer is limited to residents of the area.

Contents

  • 1 Overview
  • 2 Alabama
  • 3 Alaska
  • 4 Arizona
  • 5 Arkansas
  • 6 California
  • 7 Colorado
  • 8 Connecticut
  • 9 Delaware
  • 10 District of Columbia
  • 11 Florida
  • 12 Georgia
  • 13 Hawaii
  • 14 Idaho
  • 15 Illinois
  • 16 Indiana
  • 17 Iowa
  • 18 Kansas
  • 19 Kentucky
Retrieved from “https://en.wikinews.org/w/index.php?title=Colleges_offering_admission_to_displaced_New_Orleans_students/AL-KY&oldid=527583”
  • 26 Feb, 2022
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Surgeons reattach boy’s three severed limbs

Tuesday, March 29, 2005A team of Australian surgeons yesterday reattached both hands and one foot to 10-year-old Perth boy, Terry Vo, after a brick wall which collapsed during a game of basketball fell on him, severing the limbs. The wall gave way while Terry performed a slam-dunk, during a game at a friend’s birthday party.

The boy was today awake and smiling, still in some pain but in good spirits and expected to make a full recovery, according to plastic surgeon, Mr Robert Love.

“What we have is parts that are very much alive so the reattached limbs are certainly pink, well perfused and are indeed moving,” Mr Love told reporters today.

“The fact that he is moving his fingers, and of course when he wakes up he will move both fingers and toes, is not a surprise,” Mr Love had said yesterday.

“The question is more the sensory return that he will get in the hand itself and the fine movements he will have in the fingers and the toes, and that will come with time, hopefully. We will assess that over the next 18 months to two years.

“I’m sure that he’ll enjoy a game of basketball in the future.”

The weight and force of the collapse, and the sharp brick edges, resulted in the three limbs being cut through about 7cm above the wrists and ankle.

Terry’s father Tan said of his only child, the injuries were terrible, “I was scared to look at him, a horrible thing.”

The hands and foot were placed in an ice-filled Esky and rushed to hospital with the boy, where three teams of medical experts were assembled, and he was given a blood transfusion after experiencing massive blood loss. Eight hours of complex micro-surgery on Saturday night were followed by a further two hours of skin grafts yesterday.

“What he will lose because it was such a large zone of traumatised skin and muscle and so on, he will lose some of the skin so he’ll certainly require lots of further surgery regardless of whether the skin survives,” said Mr Love said today.

The boy was kept unconscious under anaesthetic between the two procedures. In an interview yesterday, Mr Love explained why:

“He could have actually been woken up the next day. Because we were intending to take him back to theatre for a second look, to look at the traumatised skin flaps, to close more of his wounds and to do split skin grafting, it was felt the best thing to do would be to keep him stable and to keep him anaesthetised.”

Professor Wayne Morrison, director of the respected Bernard O’Brien Institute of Microsurgery and head of plastic and hand surgery at Melbourne’s St Vincent’s Hospital, said he believed the operation to be a world first.

Retrieved from “https://en.wikinews.org/w/index.php?title=Surgeons_reattach_boy%27s_three_severed_limbs&oldid=440114”
  • 25 Feb, 2022
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Celebrities contribute to Katrina relief

Published:Wednesday, September 7, 2005Updated:Saturday, September 10, 2005 (Travolta, Preston, Moore, Stones, Three Doors Down, Johnson, Smith)

After Hurricane Katrina passed across the United States, various artists and media stars have leapt at a call to action.

John Travolta and wife Kelly Preston flew his private plane to deliver a load of supplies and tetanus vaccine to Baton Rouge and New Orleans. Part of a Scientology project which has been using their non-massage “assists”, in an interview Preston mentioned that “auditing” had also been performed on victims.

Kevin Smith is holding an online auction on his Web site.

Sean Penn actually went to Louisiana. After loading down a small boat with his entourage, it was discovered one of them had neglected to seal a hole in the bottom. Penn was wearing a white vest rather than a life vest while bailing. After the motor wouldn’t start, the crew paddled down a flooded New Orleans street. Bystanders jeered at whether any victims could fit aboard the crowded craft. No report on rescue stunts. Local authorities had previously been criticized for not allowing volunteer boaters in to help.

Morgan Freeman, whose home fared well, is organizing an online auction of celebrity items at charityfolks.com, to benefit the American Red Cross Disaster Relief Fund.

Curt Schilling opened his home to a family of nine driven out of their New Orleans home. The Schilling family will provide housing for the Fields for a year while their home in New Orleans is rebuilt and repaired.

Some celebrities “graced” disaster zones with their presence in the days following Katrina.

Singer Macy Gray and television personality Phil McGraw visited Houston’s Astrodome.

Celebrities visiting New Orleans include Michael Moore (opposite side of lake), singer Harry Connick, Jr., CNN’s Anderson Cooper, actor Jamie Foxx, singer Faith Hill, actor Matthew McConaughey, singer Lisa Marie Presley, comedian Chris Rock, and The Oprah Winfrey Show contributor Lisa Ling and interior decorator Nate Berkus.

Oprah Winfrey visited New Orleans, Houston, and Mississippi.

Retrieved from “https://en.wikinews.org/w/index.php?title=Celebrities_contribute_to_Katrina_relief&oldid=4577607”
  • 25 Feb, 2022
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401 K In Colusa

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byAlma Abell

Setting up a 401K Colusa is easy enough. Your employer K Colusa. Other plans are riskier but may gain or lose money depending on the market. Some plans are based around certain technologies. You have plans that focus on green market corporations. Other plans include oil and gas, a modest sampling of the NASDAQ, a focus on your company specifically and many more.

[youtube]http://www.youtube.com/watch?v=Tf-iheNRBro[/youtube]

A 401K is tax-deferred. In other words, you don’t pay taxes on the money that goes into your 401K until you start withdrawing it upon retirement. When taken out during retirement, 401K funds act as general income. As of 2013, the highest amount you can put into your 401K is $17,500 per year. With most 401K plans, you can essentially loan yourself the money in your 401K and pay it back to yourself with interest. You can take out up to two loans at a time.

401K plans help make the retirement years easier. As a supplement to Social Security, they provide extra income that can be withdrawn each month. It is important to make your 401K as large as possible. Have the maximum amount taken out of your paycheck each month. Make sure that you are at a percentage that your employer will match at least. This ensures that you are making the most money you can for retirement savings. Social Security K money to supplement your Social Security benefits will help tremendously in your retirement years.

For more information, visit Ryanwealth.com.

  • 22 Feb, 2022
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Manitoba’s flood creating hazardous conditions

Tuesday, April 14, 2009

The Red River at Winnipeg is almost clear of ice blocks and ice jamming, however there are still dangers from the Red River flood.

Ice blocks which were as high as two storey buildings were ripping out trees, fences and railway ties. “You’ll see huge pans of ice standing vertical, up to 20 feet (6.1 m) high,” said Steve Topping, an official with the provincial Water Stewardship Department. “Ice was shoved up on the shore and took out trees with a very devastating effect. It has changed people’s view of the river.”

“It is incredible, the force. One piece of ice pushed out of the river about 20 feet. You watch the force push this up right in front of your eyes,” said Dean North, of the Selkirk Golf and Country Club.

Royal Canadian Mounted Police are ticketing sight seers who are driving through road closure signs and approaching excavators, cranes and crews breaking up the ice. Vehicles, people, boats, and kayaks are getting in the way.

An eight year old boy is in critical condition after slipping on a culvert Thursday. He was pulled underwater by the speed of the flowing water and remained under for about five to ten minutes until adults could rescue him. The air ambulance supplied by Alberta’s STARS (Shock Trauma Air Rescue Society) remains in the city of Winnipeg, Manitoba.

“This is not a spectator sport. It’s not about getting the best pictures for the family albums. I know floods are seen as a bit of an event, but some of the instances I’m hearing about, people should give their head a shake, they really should,” said Steve Ashton Manitoba Emergency Measures Minister, “Those who fall into the river or get into trouble in another way would be not only endangering themselves but the emergency response crews trying to rescue them. I don’t want to see a situation … where we’re trying our darndest to prevent flooding and save lives and somebody [who] decides to go have a white-water experience ends up killing themselves.”

Early Easter Sunday morning floodwater reached the rural municipalities of St. Andrews and St. Clements north of Winnipeg. Residents were sent an evacuation advisory Good Friday, however some residents remained. Rescue efforts commenced Saturday night to find those stranded and unable to leave as their vehicles cannot travel in the swollen overland floodwaters. Some people were rescued from roof tops as entire houses were swept off of their foundations by the large ice blocks hurtling down the river.

Highways in the area remain closed. Neil Gobelle, of Manitoba Infrastructure and Transportation said to “definitely continue to watch the Red River Valley and north of the city up in the Selkirk area. Things are changing quite a bit, quite quickly, so we’ll keep an eye on those areas.”

As of Easter Sunday, Winnipeg is expected to be ice free on the Red River. The River rose 4 feet (1.2 m) in the course of 24 hours. Rain is in the forecast and the higher temperatures of 17 °C (62.6 °F) will cause melting of snow and ice.

A weather system caused by La Niña is being watched by the United States National Weather Service and its potential effects between April 16-18 for residents along the Red River Valley. “We want people to be aware there is a very real possibility of the river going higher than what is out there,” said Mark Ewens, data manager at the NWS, “To have spring floods like this back-to-back is just an unfortunate series of events that have come along to plague us this spring. We’re wanting people to understand that this is a potentially serious problem.”

Retrieved from “https://en.wikinews.org/w/index.php?title=Manitoba%27s_flood_creating_hazardous_conditions&oldid=808237”
  • 21 Feb, 2022
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Greek demonstrators protest austerity measures

Wednesday, May 5, 2010

Protestors in Greece, rallying against austerity measures, have clashed with police in the capital of Athens.

Some people participating in the rally — attended by thousands of teachers and students — threw stones at riot police, who responded by employing pepper spray, although the BBC described the protests as being generally peaceful. Demonstrators say that a recent austerity proposal, which is to include pension cuts and an increase in taxes, will adversely affect the education sector.

Teachers, along with hospital workers and public servants, have started a two-day strike over the measures. Also present were 150 members of the armed forces, who protested having their bonuses lowered.

Meanwhile, earlier on Tuesday, approximately a hundred demonstrators with the Communist Party broke through locks at the Acropolis and hung up banners saying: “Peoples of Europe — Rise Up”.

Communist Member of Parliament Nikos Papaconstantinou commented: “We want to send a message to the farthest reaches of Greece and Europe. Similar measures that eliminate social security are taken across Europe. But popular anger will rattle imperialist organisations.”

The austerity plan comes shortly after the Greek government said it would introduce spending cuts to obtain a loan package by the EU and International Monetary Fund, aimed at helping Greece recover from a financial crisis.

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  • 21 Feb, 2022
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Polaroid goes bankrupt

Friday, December 19, 2008

Camera company Polaroid has filed for Chapter 11 bankruptcy protection in the United States. The firm, famed for the introduction of instant photography, says alleged fraud by the founder of their parent group is to blame.

Owned since 2005 by Petters Group Worldwide, Polaroid says that the group’s founder Tom Petters is “under investigation for alleged acts of fraud that have compromised the financial condition of Polaroid.” Authorities believe Petter, currently in police custody, was running fraud worth £3 billion, something he denies.

Petters Group, itself, filed for bankruptcy in October. Both firms now face restructuring, which Polaroid is confident won’t affect daily operations — in fact, the company is “planning for new product launches in 2009,” and claims to have “entered bankruptcy with ample cash reserves sufficient to finance the company’s reorganization under Chapter 11.”

Polaroid has further said that employees will be paid without interruption, and that while members of Petters Group are under investigation for fraud, Polaroid’s management is not. The company, based in Minnesota, also has subsidiaries which will enter bankruptcy with it.

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  • 21 Feb, 2022
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What To Expect From High Quality Property Managers

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byAlma Abell

When you hire a competent property manager, they can add a significant amount of value to the investment you have made. This is why a number of seasoned real estate investors will make the claim that a quality management company can be worth its weight in gold. Some of the benefits you will see when you hire a professional property manager are highlighted here.

Higher Quality Renters

[youtube]http://www.youtube.com/watch?v=jrUM00kFe7s[/youtube]

Adequate tenant screening is an essential part of renting any property. While you may be able to evict renters out of your property, it is much easier to simply use the services of a Property Management Company in Las Vegas in order pre-screen applications and weed out the less than desirable tenants. A good screening process will establish if potential tenants:

• Will pay on the due date or before• Will stay in the rental for a longer period of time• Will put much less wear and tear onto the unit• Generally cause fewer problems

When you utilize the services of an experienced property management company they will be able to quickly identify potential red flags. When the property manager is allowed to handle the screening process, then you will also be able to shield yourself from any business scams that may be directed at owners, as well as discrimination lawsuits that can result from a screening process that is not consistent.

Reduced Time Battling Costly Legal Issues

A veteran landlord understands that it will only take one problem-causing tenant to create a significant amount of financial and legal headaches. However, a property manager will be armed with the knowledge of the latest laws regarding the landlord and tenant and they will also ensure that you do not become vulnerable which may invite a lawsuit from any number of parties.

Some of the services that are reputable property management service will provide includes: screening of tenants; property conditions and safety issues; inspections; termination of leases; inspections lease addendums; rent collection and the handling of security deposits. This takes a huge load off of the property owner’s shoulders.

When you avoid even one, single lawsuit, it will more than pay for the fees charged by a property manager and spare you stress and frustration. This can be extremely beneficial if you own more than one property, since handling multiple payments and stacks of paperwork can become extremely frustrating very quickly.

  • 20 Feb, 2022
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Claims from British quake may run into “low tens of millions of pounds” – Insurance association reps

Thursday, February 28, 2008

Representatives from the British insurance industry have said that the cost of the earthquake which hit Britain early yesterday could be over 10 million GBP. The Association of British Insurers has said in a statement that the cost for the earthquake is “likely to run into the low tens of millions of pounds.”

The Senior claims manager at the UK bank Norwich Union has described the damage by saying that at the moment most insurance claims regarding the earthquake describe “minor damage such as tiles off roofs, breakages inside the homes and brick walls collapsing.” It has also been reported that approximately 1,200 insurance claims were made in the first twelve hours after the earthquake hit Britain.

These reports come one day after the United Kingdom was hit by a 5.2 earthquake. Tremors were reported as widespread as Edinburgh, Manchester, Sheffield, Middlesbrough, Cambridge, London, Birmingham and Southampton .

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  • 19 Feb, 2022
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